Branch Details — SRCB0000485

Bank NameSaraswat Co-operative Bank
Branch NameMalad East
IFSC CodeSRCB0000485
MICR Code400088016
Bank Code (RBI)SRCB
Branch Code000485
AddressSHOP NOS 1 2 ON GROUND FLOOR AND OFFICE NO 102 ON FIRST FLOOR JAWAHAR MILAN CHS LTD MALAD E MUMBAI 400097
CityMumbai
DistrictMumbai
StateMaharashtra
Contact+918657037906
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using SRCB0000485

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SRCB0000485.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SRCB0000485.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is SRCB0000485. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Saraswat Co-operative Bank Malad East branch, Mumbai, Maharashtra.
The MICR code is 400088016. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SHOP NOS 1 2 ON GROUND FLOOR AND OFFICE NO 102 ON FIRST FLOOR JAWAHAR MILAN CHS LTD MALAD E MUMBAI 400097. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SRCB identifies Saraswat Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000485 identify the Malad East branch.
Yes. Saraswat Co-operative Bank Malad East Branch (IFSC: SRCB0000485) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SRCB0000485 → select NEFT/RTGS/IMPS → confirm with OTP.

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