Branch Details — SMNB0000014
| Bank Name | Smriti Nagrik Sahakari Bank |
| Branch Name | Jaora |
| IFSC Code | SMNB0000014 |
| MICR Code | 457832002 |
| Bank Code (RBI) | SMNB |
| Branch Code | 000014 |
| Address | SURVEYNO.242/1,RAKBA0.0012,MHOW NEEMUCH ROAD,GRAM - BANNAKHEDI,TEHSIL JAORA,DIST RATLAM,MADHYA PRADESH 457226 |
| City | Ratlam |
| District | Jaora |
| State | Madhya Pradesh |
| Contact | +917429405629 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | Not available |
Transfer Methods Using SMNB0000014
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SMNB0000014.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SMNB0000014.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SMNB0000014. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Smriti Nagrik Sahakari Bank Jaora branch, Ratlam, Madhya Pradesh.
The MICR code is 457832002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SURVEYNO.242/1,RAKBA0.0012,MHOW NEEMUCH ROAD,GRAM - BANNAKHEDI,TEHSIL JAORA,DIST RATLAM,MADHYA PRADESH 457226. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SMNB identifies Smriti Nagrik Sahakari Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000014 identify the Jaora branch.
Yes. Smriti Nagrik Sahakari Bank Jaora Branch (IFSC: SMNB0000014) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SMNB0000014 → select NEFT/RTGS/IMPS → confirm with OTP.