Branch Details — SIBL0000197
| Bank Name | South Indian Bank |
| Branch Name | Cherpunkal |
| IFSC Code | SIBL0000197 |
| MICR Code | 686059805 |
| Bank Code (RBI) | SIBL |
| Branch Code | 000197 |
| Address | DONO18A,WARD NO6,NELLIPUZHA BUILDING,PALA-ETTUMANOOR HIGHWAY,CHERPUNKAL PO,KOTTAYAM DISTRICT,KERALA-686584 |
| City | Kottayam |
| District | Kottayam |
| State | Kerala |
| Contact | +914822255969 |
| Toll Free | 1800-843-1800 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SIBL0000197
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SIBL0000197.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SIBL0000197.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SIBL0000197. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at South Indian Bank Cherpunkal branch, Kottayam, Kerala.
The MICR code is 686059805. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: DONO18A,WARD NO6,NELLIPUZHA BUILDING,PALA-ETTUMANOOR HIGHWAY,CHERPUNKAL PO,KOTTAYAM DISTRICT,KERALA-686584. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SIBL identifies South Indian Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000197 identify the Cherpunkal branch.
Yes. South Indian Bank Cherpunkal Branch (IFSC: SIBL0000197) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SIBL0000197 → select NEFT/RTGS/IMPS → confirm with OTP.