Branch Details — SIBL0000640
| Bank Name | South Indian Bank |
| Branch Name | Mundakkayam |
| IFSC Code | SIBL0000640 |
| MICR Code | 686059652 |
| Bank Code (RBI) | SIBL |
| Branch Code | 000640 |
| Address | KUTTENCHIRAYIL BUILDINGS, NH 220, MUNDAKKAYAM KOTTAYAM - PIN 686513 |
| City | Kottayam |
| District | Mundakayam |
| State | Kerala |
| Contact | +914828272880 |
| Toll Free | 1800-843-1800 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SIBL0000640
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SIBL0000640.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SIBL0000640.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SIBL0000640. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at South Indian Bank Mundakkayam branch, Kottayam, Kerala.
The MICR code is 686059652. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: KUTTENCHIRAYIL BUILDINGS, NH 220, MUNDAKKAYAM KOTTAYAM - PIN 686513. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SIBL identifies South Indian Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000640 identify the Mundakkayam branch.
Yes. South Indian Bank Mundakkayam Branch (IFSC: SIBL0000640) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SIBL0000640 → select NEFT/RTGS/IMPS → confirm with OTP.