Branch Details — SIBL0000412
| Bank Name | South Indian Bank |
| Branch Name | Kozhikode S.m Street |
| IFSC Code | SIBL0000412 |
| MICR Code | 673059006 |
| Bank Code (RBI) | SIBL |
| Branch Code | 000412 |
| Address | 1ST FLOOR, HAPPY TOWERS, VAIKOM MOHAMMED BASHEER ROAD, MANANCHIRA, KOZHIKODE, KERALA-673001 |
| City | Kozhikode |
| District | Calicut |
| State | Kerala |
| Contact | +914952722247 |
| Toll Free | 1800-843-1800 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SIBL0000412
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SIBL0000412.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SIBL0000412.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SIBL0000412. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at South Indian Bank Kozhikode S.m Street branch, Kozhikode, Kerala.
The MICR code is 673059006. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: 1ST FLOOR, HAPPY TOWERS, VAIKOM MOHAMMED BASHEER ROAD, MANANCHIRA, KOZHIKODE, KERALA-673001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SIBL identifies South Indian Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000412 identify the Kozhikode S.m Street branch.
Yes. South Indian Bank Kozhikode S.m Street Branch (IFSC: SIBL0000412) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SIBL0000412 → select NEFT/RTGS/IMPS → confirm with OTP.