Branch Details — SIBL0000406
| Bank Name | South Indian Bank |
| Branch Name | Kottakkal |
| IFSC Code | SIBL0000406 |
| MICR Code | 676059102 |
| Bank Code (RBI) | SIBL |
| Branch Code | 000406 |
| Address | KPM TOWERS, NEAR BUS STAND, MAIN ROAD, KOTTAKKAL, MALAPPURAM, KERALA, PIN CODE-676503 |
| City | Malappuram |
| District | Kottakkal |
| State | Kerala |
| Contact | +914832102810 |
| Toll Free | 1800-843-1800 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SIBL0000406
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SIBL0000406.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SIBL0000406.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SIBL0000406. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at South Indian Bank Kottakkal branch, Malappuram, Kerala.
The MICR code is 676059102. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: KPM TOWERS, NEAR BUS STAND, MAIN ROAD, KOTTAKKAL, MALAPPURAM, KERALA, PIN CODE-676503. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SIBL identifies South Indian Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000406 identify the Kottakkal branch.
Yes. South Indian Bank Kottakkal Branch (IFSC: SIBL0000406) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SIBL0000406 → select NEFT/RTGS/IMPS → confirm with OTP.