Branch Details — SIBL0000972
| Bank Name | South Indian Bank |
| Branch Name | St. Joseph OF Cluny Higher Secondary School |
| IFSC Code | SIBL0000972 |
| MICR Code | 605059007 |
| Bank Code (RBI) | SIBL |
| Branch Code | 000972 |
| Address | AIRPORT ROAD,LAWSPET POST OFFICE,PONDICHERRY |
| City | Pondicherry |
| District | Lawspet |
| State | Puducherry |
| Contact | +914842365657 |
| Toll Free | 1800-843-1800 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SIBL0000972
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SIBL0000972.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SIBL0000972.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SIBL0000972. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at South Indian Bank St. Joseph OF Cluny Higher Secondary School branch, Pondicherry, Puducherry.
The MICR code is 605059007. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: AIRPORT ROAD,LAWSPET POST OFFICE,PONDICHERRY. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SIBL identifies South Indian Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000972 identify the St. Joseph OF Cluny Higher Secondary School branch.
Yes. South Indian Bank St. Joseph OF Cluny Higher Secondary School Branch (IFSC: SIBL0000972) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SIBL0000972 → select NEFT/RTGS/IMPS → confirm with OTP.