Branch Details — SBIN0015587
| Bank Name | State Bank of India |
| Branch Name | Ratanmala |
| IFSC Code | SBIN0015587 |
| MICR Code | 845002623 |
| Bank Code (RBI) | SBIN |
| Branch Code | 015587 |
| Address | VILL. RATANMALA,POST RATANMALA, THANAMAJHAULIA, DIST WEST CHAMPARAN, BIHAR 845454 |
| City | East Champaran |
| District | Ratanmala |
| State | Bihar |
| Toll Free | 1800-11-2211 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SBIN0015587
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SBIN0015587.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SBIN0015587.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SBIN0015587. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at State Bank of India Ratanmala branch, East Champaran, Bihar.
The MICR code is 845002623. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: VILL. RATANMALA,POST RATANMALA, THANAMAJHAULIA, DIST WEST CHAMPARAN, BIHAR 845454. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SBIN identifies State Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 015587 identify the Ratanmala branch.
Yes. State Bank of India Ratanmala Branch (IFSC: SBIN0015587) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SBIN0015587 → select NEFT/RTGS/IMPS → confirm with OTP.