Branch Details — SBIN0003973
| Bank Name | State Bank of India |
| Branch Name | Oad, Lho, NEW Delhi |
| IFSC Code | SBIN0003973 |
| MICR Code | Not allotted |
| Bank Code (RBI) | SBIN |
| Branch Code | 003973 |
| Address | DELHI,INDIA |
| City | New Delhi |
| District | Delhi |
| State | Delhi |
| Toll Free | 1800-11-2211 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | Not available |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SBIN0003973
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SBIN0003973.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SBIN0003973. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at State Bank of India Oad, Lho, NEW Delhi branch, New Delhi, Delhi.
This branch has not been allotted an MICR code in RBI records.
Address: DELHI,INDIA. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SBIN identifies State Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 003973 identify the Oad, Lho, NEW Delhi branch.
Yes. State Bank of India Oad, Lho, NEW Delhi Branch (IFSC: SBIN0003973) is fully enabled for NEFT, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SBIN0003973 → select NEFT/RTGS/IMPS → confirm with OTP.