Branch Details — SBIN0001978
| Bank Name | State Bank of India |
| Branch Name | ADB Usgaon |
| IFSC Code | SBIN0001978 |
| MICR Code | 403002032 |
| Bank Code (RBI) | SBIN |
| Branch Code | 001978 |
| Address | TALUKA PONDA, DISTT. NORTH GOA, GOA 403407 |
| City | North Goa |
| District | Usgaon |
| State | Goa |
| Toll Free | 1800-11-2211 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SBIN0001978
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SBIN0001978.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SBIN0001978.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SBIN0001978. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at State Bank of India ADB Usgaon branch, North Goa, Goa.
The MICR code is 403002032. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: TALUKA PONDA, DISTT. NORTH GOA, GOA 403407. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SBIN identifies State Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 001978 identify the ADB Usgaon branch.
Yes. State Bank of India ADB Usgaon Branch (IFSC: SBIN0001978) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SBIN0001978 → select NEFT/RTGS/IMPS → confirm with OTP.