Branch Details — SBIN0000409
| Bank Name | State Bank of India |
| Branch Name | Kharaghoda |
| IFSC Code | SBIN0000409 |
| MICR Code | 382002120 |
| Bank Code (RBI) | SBIN |
| Branch Code | 000409 |
| Address | DISTSURENDRANAGAR GUJARAT 382760 |
| City | Surendranagar |
| District | Kharaghoda |
| State | Gujarat |
| Contact | +912757220228 |
| Toll Free | 1800-11-2211 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SBIN0000409
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SBIN0000409.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SBIN0000409.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SBIN0000409. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at State Bank of India Kharaghoda branch, Surendranagar, Gujarat.
The MICR code is 382002120. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: DISTSURENDRANAGAR GUJARAT 382760. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SBIN identifies State Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 000409 identify the Kharaghoda branch.
Yes. State Bank of India Kharaghoda Branch (IFSC: SBIN0000409) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SBIN0000409 → select NEFT/RTGS/IMPS → confirm with OTP.