Branch Details — SBIN0003132
| Bank Name | State Bank of India |
| Branch Name | Gandhinagar, Jammu |
| IFSC Code | SBIN0003132 |
| MICR Code | 180002005 |
| Bank Code (RBI) | SBIN |
| Branch Code | 003132 |
| Address | JAMMU AND KASHMIR, PIN 180004 |
| City | Jammu |
| District | Gandhinagar |
| State | Jammu and Kashmir |
| Toll Free | 1800-11-2211 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SBIN0003132
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SBIN0003132.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SBIN0003132.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SBIN0003132. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at State Bank of India Gandhinagar, Jammu branch, Jammu, Jammu and Kashmir.
The MICR code is 180002005. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: JAMMU AND KASHMIR, PIN 180004. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SBIN identifies State Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 003132 identify the Gandhinagar, Jammu branch.
Yes. State Bank of India Gandhinagar, Jammu Branch (IFSC: SBIN0003132) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SBIN0003132 → select NEFT/RTGS/IMPS → confirm with OTP.