Branch Details — SBIN0016785
| Bank Name | State Bank of India |
| Branch Name | Bemina Srinagar |
| IFSC Code | SBIN0016785 |
| MICR Code | 190002023 |
| Bank Code (RBI) | SBIN |
| Branch Code | 016785 |
| Address | GOUSIA STOP, BEMINA, SRINAGAR, DISTT.SRINAGAR. JAMMUKASHMIR 190018 |
| City | Srinagar |
| District | Srinagar |
| State | Jammu and Kashmir |
| Toll Free | 1800-11-2211 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SBIN0016785
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SBIN0016785.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SBIN0016785.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SBIN0016785. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at State Bank of India Bemina Srinagar branch, Srinagar, Jammu and Kashmir.
The MICR code is 190002023. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GOUSIA STOP, BEMINA, SRINAGAR, DISTT.SRINAGAR. JAMMUKASHMIR 190018. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SBIN identifies State Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 016785 identify the Bemina Srinagar branch.
Yes. State Bank of India Bemina Srinagar Branch (IFSC: SBIN0016785) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SBIN0016785 → select NEFT/RTGS/IMPS → confirm with OTP.