Branch Details — SBIN0070235
| Bank Name | State Bank of India |
| Branch Name | Cochin University Branch |
| IFSC Code | SBIN0070235 |
| MICR Code | 682002923 |
| Bank Code (RBI) | SBIN |
| Branch Code | 070235 |
| Address | PBNO1,COCHINUNIVERSITYPO682022TRIKKAKARAATSBTCOIN |
| City | Ernakulam |
| District | Kochi |
| State | Kerala |
| Contact | +914842576227 |
| Toll Free | 1800-11-2211 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SBIN0070235
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SBIN0070235.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SBIN0070235.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SBIN0070235. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at State Bank of India Cochin University Branch branch, Ernakulam, Kerala.
The MICR code is 682002923. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: PBNO1,COCHINUNIVERSITYPO682022TRIKKAKARAATSBTCOIN. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SBIN identifies State Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 070235 identify the Cochin University Branch branch.
Yes. State Bank of India Cochin University Branch Branch (IFSC: SBIN0070235) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SBIN0070235 → select NEFT/RTGS/IMPS → confirm with OTP.