Branch Details — SBIN0009452
| Bank Name | State Bank of India |
| Branch Name | Commercial Branch, Ratlam |
| IFSC Code | SBIN0009452 |
| MICR Code | 457002004 |
| Bank Code (RBI) | SBIN |
| Branch Code | 009452 |
| Address | MITRA NIWAS ROAD ,RATLAMRATLAM PIN - 457001 |
| City | Ratlam |
| District | Ratlam |
| State | Madhya Pradesh |
| Toll Free | 1800-11-2211 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SBIN0009452
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SBIN0009452.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SBIN0009452.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SBIN0009452. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at State Bank of India Commercial Branch, Ratlam branch, Ratlam, Madhya Pradesh.
The MICR code is 457002004. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: MITRA NIWAS ROAD ,RATLAMRATLAM PIN - 457001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SBIN identifies State Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 009452 identify the Commercial Branch, Ratlam branch.
Yes. State Bank of India Commercial Branch, Ratlam Branch (IFSC: SBIN0009452) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SBIN0009452 → select NEFT/RTGS/IMPS → confirm with OTP.