Branch Details — SBIN0031596
| Bank Name | State Bank of India |
| Branch Name | Dandi Swami Chowk, Ludhiana |
| IFSC Code | SBIN0031596 |
| MICR Code | 141002069 |
| Bank Code (RBI) | SBIN |
| Branch Code | 031596 |
| Address | 8017, LOOMBA STREET, LUDHIANA 141001 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| Contact | +911612425281 |
| Toll Free | 1800-11-2211 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SBIN0031596
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SBIN0031596.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SBIN0031596.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SBIN0031596. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at State Bank of India Dandi Swami Chowk, Ludhiana branch, Ludhiana, Punjab.
The MICR code is 141002069. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: 8017, LOOMBA STREET, LUDHIANA 141001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SBIN identifies State Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 031596 identify the Dandi Swami Chowk, Ludhiana branch.
Yes. State Bank of India Dandi Swami Chowk, Ludhiana Branch (IFSC: SBIN0031596) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SBIN0031596 → select NEFT/RTGS/IMPS → confirm with OTP.