Branch Details — SBIN0002342
| Bank Name | State Bank of India |
| Branch Name | Rnw, Focal Point, Ludhiana |
| IFSC Code | SBIN0002342 |
| MICR Code | 141002008 |
| Bank Code (RBI) | SBIN |
| Branch Code | 002342 |
| Address | C-39,FOCAL POINT,LUDHIANA,DHANDARI KALAN,LUDHIANA DISTLUDHIANA,PUNJAB 141011 |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| Toll Free | 1800-11-2211 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SBIN0002342
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SBIN0002342.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SBIN0002342.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SBIN0002342. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at State Bank of India Rnw, Focal Point, Ludhiana branch, Ludhiana, Punjab.
The MICR code is 141002008. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: C-39,FOCAL POINT,LUDHIANA,DHANDARI KALAN,LUDHIANA DISTLUDHIANA,PUNJAB 141011. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SBIN identifies State Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 002342 identify the Rnw, Focal Point, Ludhiana branch.
Yes. State Bank of India Rnw, Focal Point, Ludhiana Branch (IFSC: SBIN0002342) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SBIN0002342 → select NEFT/RTGS/IMPS → confirm with OTP.