Branch Details — SBIN0004045
| Bank Name | State Bank of India |
| Branch Name | SPL COMM Civil Lines |
| IFSC Code | SBIN0004045 |
| MICR Code | 141002027 |
| Bank Code (RBI) | SBIN |
| Branch Code | 004045 |
| Address | DEOL COMPLEX, CIVIL LINES, LUDHIANA, PUNJAB, PIN 144001 |
| City | Ludhiana |
| District | SCB Civil Lines |
| State | Punjab |
| Toll Free | 1800-11-2211 |
| SWIFT Code | SBININBB217 (international) |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SBIN0004045
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SBIN0004045.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SBIN0004045.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SBIN0004045. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at State Bank of India SPL COMM Civil Lines branch, Ludhiana, Punjab.
The MICR code is 141002027. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: DEOL COMPLEX, CIVIL LINES, LUDHIANA, PUNJAB, PIN 144001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SBIN identifies State Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 004045 identify the SPL COMM Civil Lines branch.
Yes. State Bank of India SPL COMM Civil Lines Branch (IFSC: SBIN0004045) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SBIN0004045 → select NEFT/RTGS/IMPS → confirm with OTP.