Branch Details — SBIN0007413
| Bank Name | State Bank of India |
| Branch Name | JOYA |
| IFSC Code | SBIN0007413 |
| MICR Code | 244002026 |
| Bank Code (RBI) | SBIN |
| Branch Code | 007413 |
| Address | DELHI ROAD, JOYA, T JYOTIBA PHULE NAGAR, U P 244222 |
| City | Jyotiba Phule Nagar |
| District | JOYA |
| State | Uttar Pradesh |
| Toll Free | 1800-11-2211 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SBIN0007413
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SBIN0007413.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SBIN0007413.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SBIN0007413. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at State Bank of India JOYA branch, Jyotiba Phule Nagar, Uttar Pradesh.
The MICR code is 244002026. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: DELHI ROAD, JOYA, T JYOTIBA PHULE NAGAR, U P 244222. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SBIN identifies State Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 007413 identify the JOYA branch.
Yes. State Bank of India JOYA Branch (IFSC: SBIN0007413) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SBIN0007413 → select NEFT/RTGS/IMPS → confirm with OTP.