Branch Details — SDCB0000103
| Bank Name | Surat District Co-operative Bank |
| Branch Name | Velachha |
| IFSC Code | SDCB0000103 |
| MICR Code | 394244542 |
| Bank Code (RBI) | SDCB |
| Branch Code | 000103 |
| Address | HOUSE NO 55,56, AT PO VELACHHA, TALUKA MANGROL, DIST SURAT, GUJARAT, PIN 394405 |
| City | Surat |
| District | Mangrol |
| State | Gujarat |
| Contact | +912629266002 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SDCB0000103
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SDCB0000103.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SDCB0000103.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SDCB0000103. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Surat District Co-operative Bank Velachha branch, Surat, Gujarat.
The MICR code is 394244542. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: HOUSE NO 55,56, AT PO VELACHHA, TALUKA MANGROL, DIST SURAT, GUJARAT, PIN 394405. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SDCB identifies Surat District Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000103 identify the Velachha branch.
Yes. Surat District Co-operative Bank Velachha Branch (IFSC: SDCB0000103) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SDCB0000103 → select NEFT/RTGS/IMPS → confirm with OTP.