Branch Details — YESB0SMCB07

Bank NameSurat Mercantile Co-operative Bank
Branch NameSurat MERC COOP BANK Bhathena
IFSC CodeYESB0SMCB07
MICR Code395245007
Bank Code (RBI)YESB
Branch CodeSMCB07
Address14-C PLOT NO 132-1-2, SHIV PLAZA, UMIYA MATA ROAD BHATHENA, SURAT - 394210
CitySurat
DistrictSurat
StateGujarat
Contact+912612331591
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using YESB0SMCB07

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC YESB0SMCB07.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC YESB0SMCB07.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is YESB0SMCB07. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Surat Mercantile Co-operative Bank Surat MERC COOP BANK Bhathena branch, Surat, Gujarat.
The MICR code is 395245007. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: 14-C PLOT NO 132-1-2, SHIV PLAZA, UMIYA MATA ROAD BHATHENA, SURAT - 394210. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
YESB identifies Surat Mercantile Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters SMCB07 identify the Surat MERC COOP BANK Bhathena branch.
Yes. Surat Mercantile Co-operative Bank Surat MERC COOP BANK Bhathena Branch (IFSC: YESB0SMCB07) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC YESB0SMCB07 → select NEFT/RTGS/IMPS → confirm with OTP.

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