Branch Details — SPCB0251023
| Bank Name | Surat People's Co-operative Bank |
| Branch Name | CITY Light |
| IFSC Code | SPCB0251023 |
| MICR Code | 395251023 |
| Bank Code (RBI) | SPCB |
| Branch Code | 251023 |
| Address | U-14-21, SAJNI COMPLEX, CITY LIGHT ROAD, SURAT - 395007. |
| City | Surat |
| District | Surat |
| State | Gujarat |
| Contact | +912612258660 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using SPCB0251023
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SPCB0251023.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SPCB0251023.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is SPCB0251023. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Surat People's Co-operative Bank CITY Light branch, Surat, Gujarat.
The MICR code is 395251023. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: U-14-21, SAJNI COMPLEX, CITY LIGHT ROAD, SURAT - 395007.. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SPCB identifies Surat People's Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 251023 identify the CITY Light branch.
Yes. Surat People's Co-operative Bank CITY Light Branch (IFSC: SPCB0251023) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SPCB0251023 → select NEFT/RTGS/IMPS → confirm with OTP.