Branch Details — SVCB0000117

Bank NameSVC Co-operative Bank
Branch NameRatnagiri
IFSC CodeSVCB0000117
MICR Code415089051
Bank Code (RBI)SVCB
Branch Code000117
AddressPANCHASHEEL SANKUL, NEAR MARUTI MANDIR, RATNAGIRI, MAHARASHTRA 415 612.
CityRatnagiri
DistrictRatnagiri
StateMaharashtra
Contact+912352234050
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using SVCB0000117

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC SVCB0000117.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC SVCB0000117.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is SVCB0000117. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at SVC Co-operative Bank Ratnagiri branch, Ratnagiri, Maharashtra.
The MICR code is 415089051. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: PANCHASHEEL SANKUL, NEAR MARUTI MANDIR, RATNAGIRI, MAHARASHTRA 415 612.. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
SVCB identifies SVC Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000117 identify the Ratnagiri branch.
Yes. SVC Co-operative Bank Ratnagiri Branch (IFSC: SVCB0000117) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC SVCB0000117 → select NEFT/RTGS/IMPS → confirm with OTP.