Branch Details — UCBA0003038
| Bank Name | UCO Bank |
| Branch Name | Garchuk |
| IFSC Code | UCBA0003038 |
| MICR Code | 781028017 |
| Bank Code (RBI) | UCBA |
| Branch Code | 003038 |
| Address | SUBANTI COMMERCIAL COMPLEX, PO GARCHUK 781035, GUWAHATI ,KAMRUP METROPOLITAN ,ASSAM PIN 781035 |
| City | Kamrup Metro |
| District | Gorchuk |
| State | Assam |
| Contact | +919954053465 |
| Toll Free | 1800-274-0123 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UCBA0003038
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UCBA0003038.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UCBA0003038.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UCBA0003038. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at UCO Bank Garchuk branch, Kamrup Metro, Assam.
The MICR code is 781028017. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SUBANTI COMMERCIAL COMPLEX, PO GARCHUK 781035, GUWAHATI ,KAMRUP METROPOLITAN ,ASSAM PIN 781035. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UCBA identifies UCO Bank. The 5th character 0 is reserved by RBI. The last 6 characters 003038 identify the Garchuk branch.
Yes. UCO Bank Garchuk Branch (IFSC: UCBA0003038) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UCBA0003038 → select NEFT/RTGS/IMPS → confirm with OTP.