Branch Details — UCBA0000197
| Bank Name | UCO Bank |
| Branch Name | Panji GOA |
| IFSC Code | UCBA0000197 |
| MICR Code | 403028002 |
| Bank Code (RBI) | UCBA |
| Branch Code | 000197 |
| Address | P.B N.O 10,GOVIND BLDG,M.G. ROD,PANAJI ,NORTH GOA ,GOA PIN 403000 |
| City | Panjim |
| District | Panjim |
| State | Goa |
| Contact | +918322222777 |
| Toll Free | 1800-274-0123 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UCBA0000197
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UCBA0000197.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UCBA0000197.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UCBA0000197. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at UCO Bank Panji GOA branch, Panjim, Goa.
The MICR code is 403028002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: P.B N.O 10,GOVIND BLDG,M.G. ROD,PANAJI ,NORTH GOA ,GOA PIN 403000. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UCBA identifies UCO Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000197 identify the Panji GOA branch.
Yes. UCO Bank Panji GOA Branch (IFSC: UCBA0000197) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UCBA0000197 → select NEFT/RTGS/IMPS → confirm with OTP.