Branch Details — UCBA0001096
| Bank Name | UCO Bank |
| Branch Name | Swarghat |
| IFSC Code | UCBA0001096 |
| MICR Code | 174028162 |
| Bank Code (RBI) | UCBA |
| Branch Code | 001096 |
| Address | VILLAGE AND POST OFFICE SWARGHAT TEHSIL NAINA DEVI DISTT. BILASPUR ,BILASPUR ,HIMACHAL PRADESH PIN 174011 |
| City | Bilaspur |
| District | Swarghat |
| State | Himachal Pradesh |
| Contact | +911978284022 |
| Toll Free | 1800-274-0123 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UCBA0001096
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UCBA0001096.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UCBA0001096.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UCBA0001096. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at UCO Bank Swarghat branch, Bilaspur, Himachal Pradesh.
The MICR code is 174028162. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: VILLAGE AND POST OFFICE SWARGHAT TEHSIL NAINA DEVI DISTT. BILASPUR ,BILASPUR ,HIMACHAL PRADESH PIN 174011. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UCBA identifies UCO Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001096 identify the Swarghat branch.
Yes. UCO Bank Swarghat Branch (IFSC: UCBA0001096) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UCBA0001096 → select NEFT/RTGS/IMPS → confirm with OTP.