Branch Details — UCBA0000981
| Bank Name | UCO Bank |
| Branch Name | Nigam Vihar Shimla |
| IFSC Code | UCBA0000981 |
| MICR Code | 171028004 |
| Bank Code (RBI) | UCBA |
| Branch Code | 000981 |
| Address | ENGINEERS BHAWAN NIGAM VIHAR SHIMLA ,SHIMLA ,HIMACHAL PRADESH PIN 171002 |
| City | Shimla |
| District | Shimla |
| State | Himachal Pradesh |
| Contact | +911772623734 |
| Toll Free | 1800-274-0123 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UCBA0000981
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UCBA0000981.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UCBA0000981.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UCBA0000981. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at UCO Bank Nigam Vihar Shimla branch, Shimla, Himachal Pradesh.
The MICR code is 171028004. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: ENGINEERS BHAWAN NIGAM VIHAR SHIMLA ,SHIMLA ,HIMACHAL PRADESH PIN 171002. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UCBA identifies UCO Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000981 identify the Nigam Vihar Shimla branch.
Yes. UCO Bank Nigam Vihar Shimla Branch (IFSC: UCBA0000981) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UCBA0000981 → select NEFT/RTGS/IMPS → confirm with OTP.