Branch Details — UCBA0000408

Bank NameUCO Bank
Branch NameKulti
IFSC CodeUCBA0000408
MICR Code713028095
Bank Code (RBI)UCBA
Branch Code000408
AddressRANITALA,G.T.ROAD DT BURDWAN ,PASCHIM BARDHAMAN ,WEST BENGAL PIN 713314
CityBarddhaman
DistrictAsansol
StateWest Bengal
Contact+913412515353
Toll Free1800-274-0123
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using UCBA0000408

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UCBA0000408.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UCBA0000408.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is UCBA0000408. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at UCO Bank Kulti branch, Barddhaman, West Bengal.
The MICR code is 713028095. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: RANITALA,G.T.ROAD DT BURDWAN ,PASCHIM BARDHAMAN ,WEST BENGAL PIN 713314. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UCBA identifies UCO Bank. The 5th character 0 is reserved by RBI. The last 6 characters 000408 identify the Kulti branch.
Yes. UCO Bank Kulti Branch (IFSC: UCBA0000408) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UCBA0000408 → select NEFT/RTGS/IMPS → confirm with OTP.