Branch Details — UBIN0576450
| Bank Name | Union Bank of India |
| Branch Name | Lokhra |
| IFSC Code | UBIN0576450 |
| MICR Code | Not allotted |
| Bank Code (RBI) | UBIN |
| Branch Code | 576450 |
| Address | LOKHRA PO SAUKUCHI GUWAHATI ASSAM PIN 781040 |
| City | Kamrup Metropolitan |
| District | Guwahati |
| State | Assam |
| Contact | +919401885616 |
| Toll Free | 1800-22-2244 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UBIN0576450
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UBIN0576450.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UBIN0576450.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UBIN0576450. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Union Bank of India Lokhra branch, Kamrup Metropolitan, Assam.
This branch has not been allotted an MICR code in RBI records.
Address: LOKHRA PO SAUKUCHI GUWAHATI ASSAM PIN 781040. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UBIN identifies Union Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 576450 identify the Lokhra branch.
Yes. Union Bank of India Lokhra Branch (IFSC: UBIN0576450) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UBIN0576450 → select NEFT/RTGS/IMPS → confirm with OTP.