Branch Details — UBIN0572870
| Bank Name | Union Bank of India |
| Branch Name | RATU ROAD Branch |
| IFSC Code | UBIN0572870 |
| MICR Code | Not allotted |
| Bank Code (RBI) | UBIN |
| Branch Code | 572870 |
| Address | CHABI PLAZAPISKA MORE OPP LAKDI TAALRATU RD RANCHI JHARKHAND PINCODE 834005 |
| City | Ranchi |
| District | Ranchi |
| State | Jharkhand |
| Contact | +918407004191 |
| Toll Free | 1800-22-2244 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UBIN0572870
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UBIN0572870.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UBIN0572870.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UBIN0572870. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Union Bank of India RATU ROAD Branch branch, Ranchi, Jharkhand.
This branch has not been allotted an MICR code in RBI records.
Address: CHABI PLAZAPISKA MORE OPP LAKDI TAALRATU RD RANCHI JHARKHAND PINCODE 834005. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UBIN identifies Union Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 572870 identify the RATU ROAD Branch branch.
Yes. Union Bank of India RATU ROAD Branch Branch (IFSC: UBIN0572870) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UBIN0572870 → select NEFT/RTGS/IMPS → confirm with OTP.