Branch Details — UBIN0572357
| Bank Name | Union Bank of India |
| Branch Name | Karukachal |
| IFSC Code | UBIN0572357 |
| MICR Code | 686026726 |
| Bank Code (RBI) | UBIN |
| Branch Code | 572357 |
| Address | KILICHIMALA BLDG KARUKACHAL PO KOTTAYAM KOTTAYAM KERALA PINCODE 686540 |
| City | Kottayam |
| District | Kottayam |
| State | Kerala |
| Contact | +919495590929 |
| Toll Free | 1800-22-2244 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UBIN0572357
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UBIN0572357.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UBIN0572357.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UBIN0572357. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Union Bank of India Karukachal branch, Kottayam, Kerala.
The MICR code is 686026726. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: KILICHIMALA BLDG KARUKACHAL PO KOTTAYAM KOTTAYAM KERALA PINCODE 686540. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UBIN identifies Union Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 572357 identify the Karukachal branch.
Yes. Union Bank of India Karukachal Branch (IFSC: UBIN0572357) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UBIN0572357 → select NEFT/RTGS/IMPS → confirm with OTP.