Branch Details — UBIN0557072

Bank NameUnion Bank of India
Branch NameEdachira
IFSC CodeUBIN0557072
MICR Code682026040
Bank Code (RBI)UBIN
Branch Code557072
AddressVATTEKKADU BUILDING EDACHIRA JN. THENGODE PO VIA THRIKKARA ERNAKULAM KERALA 682030
CityKozhikode
DistrictEdachery
StateKerala
Toll Free1800-22-2244
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using UBIN0557072

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UBIN0557072.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UBIN0557072.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is UBIN0557072. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Union Bank of India Edachira branch, Kozhikode, Kerala.
The MICR code is 682026040. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: VATTEKKADU BUILDING EDACHIRA JN. THENGODE PO VIA THRIKKARA ERNAKULAM KERALA 682030. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UBIN identifies Union Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 557072 identify the Edachira branch.
Yes. Union Bank of India Edachira Branch (IFSC: UBIN0557072) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UBIN0557072 → select NEFT/RTGS/IMPS → confirm with OTP.