Branch Details — UBIN0556190

Bank NameUnion Bank of India
Branch NameUnion LOAN Point
IFSC CodeUBIN0556190
MICR Code400026135
Bank Code (RBI)UBIN
Branch Code556190
AddressASHOK NAGAR, KANDIVILI EASTMUMBAI
CityGreater Bombay
DistrictMumbai
StateMaharashtra
Contact24300475
Toll Free1800-22-2244
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using UBIN0556190

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UBIN0556190.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UBIN0556190.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is UBIN0556190. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Union Bank of India Union LOAN Point branch, Greater Bombay, Maharashtra.
The MICR code is 400026135. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: ASHOK NAGAR, KANDIVILI EASTMUMBAI. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UBIN identifies Union Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 556190 identify the Union LOAN Point branch.
Yes. Union Bank of India Union LOAN Point Branch (IFSC: UBIN0556190) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UBIN0556190 → select NEFT/RTGS/IMPS → confirm with OTP.