Branch Details — UBIN0553981

Bank NameUnion Bank of India
Branch NameRanjit Avenue - Amritsar
IFSC CodeUBIN0553981
MICR Code143026007
Bank Code (RBI)UBIN
Branch Code553981
AddressSCO - 21, DISTRICT SHOPPING CENTRE,RANJIT AVENUE - AMRITSAR,PIN - 143 001, PUNJAB.
CityAmritsar
DistrictAmritsar
StatePunjab
Toll Free1800-22-2244
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using UBIN0553981

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UBIN0553981.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UBIN0553981.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is UBIN0553981. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Union Bank of India Ranjit Avenue - Amritsar branch, Amritsar, Punjab.
The MICR code is 143026007. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SCO - 21, DISTRICT SHOPPING CENTRE,RANJIT AVENUE - AMRITSAR,PIN - 143 001, PUNJAB.. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UBIN identifies Union Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 553981 identify the Ranjit Avenue - Amritsar branch.
Yes. Union Bank of India Ranjit Avenue - Amritsar Branch (IFSC: UBIN0553981) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UBIN0553981 → select NEFT/RTGS/IMPS → confirm with OTP.