Branch Details — UBIN0544108
| Bank Name | Union Bank of India |
| Branch Name | KOT Santokh RAI |
| IFSC Code | UBIN0544108 |
| MICR Code | Not allotted |
| Bank Code (RBI) | UBIN |
| Branch Code | 544108 |
| Address | AT KOT SANTOKH RAI, MAIN ROAD, POST DHARIWAL, DIST. GURDASPUR, PUNJAB, PIN - 143 519. |
| City | Gurdaspur |
| District | KOT Santokh RAI |
| State | Punjab |
| Toll Free | 1800-22-2244 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UBIN0544108
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UBIN0544108.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UBIN0544108.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UBIN0544108. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Union Bank of India KOT Santokh RAI branch, Gurdaspur, Punjab.
This branch has not been allotted an MICR code in RBI records.
Address: AT KOT SANTOKH RAI, MAIN ROAD, POST DHARIWAL, DIST. GURDASPUR, PUNJAB, PIN - 143 519.. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UBIN identifies Union Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 544108 identify the KOT Santokh RAI branch.
Yes. Union Bank of India KOT Santokh RAI Branch (IFSC: UBIN0544108) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UBIN0544108 → select NEFT/RTGS/IMPS → confirm with OTP.