Branch Details — UBIN0540480
| Bank Name | Union Bank of India |
| Branch Name | Mustafapur |
| IFSC Code | UBIN0540480 |
| MICR Code | 144026853 |
| Bank Code (RBI) | UBIN |
| Branch Code | 540480 |
| Address | AT POST MUSTAFAPUR DIST.JULLUNDUR PUNJAB PIN 144 801 |
| City | Jalandhar |
| District | Mustafapur |
| State | Punjab |
| Toll Free | 1800-22-2244 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UBIN0540480
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UBIN0540480.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UBIN0540480.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UBIN0540480. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Union Bank of India Mustafapur branch, Jalandhar, Punjab.
The MICR code is 144026853. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: AT POST MUSTAFAPUR DIST.JULLUNDUR PUNJAB PIN 144 801. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UBIN identifies Union Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 540480 identify the Mustafapur branch.
Yes. Union Bank of India Mustafapur Branch (IFSC: UBIN0540480) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UBIN0540480 → select NEFT/RTGS/IMPS → confirm with OTP.