Branch Details — UBIN0539732
| Bank Name | Union Bank of India |
| Branch Name | G T ROAD - Ludhiana |
| IFSC Code | UBIN0539732 |
| MICR Code | 141026002 |
| Bank Code (RBI) | UBIN |
| Branch Code | 539732 |
| Address | G.T. ROAD, MILLER GANJ, LUDHIANA,DIST. LUDHIANA, PUNJAB,PIN - 141 003. |
| City | Ludhiana |
| District | Ludhiana |
| State | Punjab |
| Toll Free | 1800-22-2244 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UBIN0539732
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UBIN0539732.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UBIN0539732.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UBIN0539732. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Union Bank of India G T ROAD - Ludhiana branch, Ludhiana, Punjab.
The MICR code is 141026002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: G.T. ROAD, MILLER GANJ, LUDHIANA,DIST. LUDHIANA, PUNJAB,PIN - 141 003.. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UBIN identifies Union Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 539732 identify the G T ROAD - Ludhiana branch.
Yes. Union Bank of India G T ROAD - Ludhiana Branch (IFSC: UBIN0539732) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UBIN0539732 → select NEFT/RTGS/IMPS → confirm with OTP.