Branch Details — UBIN0803120
| Bank Name | Union Bank of India |
| Branch Name | Kharagpur |
| IFSC Code | UBIN0803120 |
| MICR Code | Not allotted |
| Bank Code (RBI) | UBIN |
| Branch Code | 803120 |
| Address | MALANCHA ROAD,OPP.ATULMONI SCHOOL,PASCHIM MIDNAPORE DT |
| City | Paschim Medinipur |
| District | Kharagpur |
| State | West Bengal |
| Contact | +913715242176 |
| Toll Free | 1800-22-2244 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UBIN0803120
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UBIN0803120.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UBIN0803120.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UBIN0803120. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Union Bank of India Kharagpur branch, Paschim Medinipur, West Bengal.
This branch has not been allotted an MICR code in RBI records.
Address: MALANCHA ROAD,OPP.ATULMONI SCHOOL,PASCHIM MIDNAPORE DT. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UBIN identifies Union Bank of India. The 5th character 0 is reserved by RBI. The last 6 characters 803120 identify the Kharagpur branch.
Yes. Union Bank of India Kharagpur Branch (IFSC: UBIN0803120) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UBIN0803120 → select NEFT/RTGS/IMPS → confirm with OTP.