Branch Details — YESB0UMCBKD

Bank NameUnited Mercantile Co-operative Bank
Branch NameUnited MERC COOP BANK Kidwai Nagar
IFSC CodeYESB0UMCBKD
MICR Code208185252
Bank Code (RBI)YESB
Branch CodeUMCBKD
Address128/26, D BLOCK, KIDWAI NAGAR, KANPUR - 208011
CityKanpur City
DistrictKanpur
StateUttar Pradesh
Contact+919838502060
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using YESB0UMCBKD

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC YESB0UMCBKD.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC YESB0UMCBKD.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is YESB0UMCBKD. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at United Mercantile Co-operative Bank United MERC COOP BANK Kidwai Nagar branch, Kanpur City, Uttar Pradesh.
The MICR code is 208185252. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: 128/26, D BLOCK, KIDWAI NAGAR, KANPUR - 208011. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
YESB identifies United Mercantile Co-operative Bank. The 5th character 0 is reserved by RBI. The last 6 characters UMCBKD identify the United MERC COOP BANK Kidwai Nagar branch.
Yes. United Mercantile Co-operative Bank United MERC COOP BANK Kidwai Nagar Branch (IFSC: YESB0UMCBKD) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC YESB0UMCBKD → select NEFT/RTGS/IMPS → confirm with OTP.

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