Branch Details — UNBA0000292
| Bank Name | Unity Small finance Bank Limited |
| Branch Name | Panaji |
| IFSC Code | UNBA0000292 |
| MICR Code | 403328002 |
| Bank Code (RBI) | UNBA |
| Branch Code | 000292 |
| Address | SHOP NO.G-1,GROUND FLOOR,SILVIO HEIGHTS.ST.INEZ ROAD,NEAR BASILIO GYM,GOVT.COLONY,SANTA INEZ,PANAJI-403001,GOA |
| City | North Goa |
| District | Panaji |
| State | Goa |
| Contact | +917038521096 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | Not available |
Transfer Methods Using UNBA0000292
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UNBA0000292.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UNBA0000292.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UNBA0000292. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Unity Small finance Bank Limited Panaji branch, North Goa, Goa.
The MICR code is 403328002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: SHOP NO.G-1,GROUND FLOOR,SILVIO HEIGHTS.ST.INEZ ROAD,NEAR BASILIO GYM,GOVT.COLONY,SANTA INEZ,PANAJI-403001,GOA. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UNBA identifies Unity Small finance Bank Limited. The 5th character 0 is reserved by RBI. The last 6 characters 000292 identify the Panaji branch.
Yes. Unity Small finance Bank Limited Panaji Branch (IFSC: UNBA0000292) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UNBA0000292 → select NEFT/RTGS/IMPS → confirm with OTP.