Branch Details — UNBA0000205
| Bank Name | Unity Small finance Bank Limited |
| Branch Name | Ruikar Colony |
| IFSC Code | UNBA0000205 |
| MICR Code | Not allotted |
| Bank Code (RBI) | UNBA |
| Branch Code | 000205 |
| Address | RUIKAR COLONY BRANCH,PLOT NO - 135,E,WARD,RUIKAR COLONY,KOLHAPUR-416005 |
| City | Kolhapur |
| District | Kolhapur |
| State | Maharashtra |
| Contact | +917045692751 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | Not available |
Transfer Methods Using UNBA0000205
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UNBA0000205.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UNBA0000205.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UNBA0000205. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Unity Small finance Bank Limited Ruikar Colony branch, Kolhapur, Maharashtra.
This branch has not been allotted an MICR code in RBI records.
Address: RUIKAR COLONY BRANCH,PLOT NO - 135,E,WARD,RUIKAR COLONY,KOLHAPUR-416005. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UNBA identifies Unity Small finance Bank Limited. The 5th character 0 is reserved by RBI. The last 6 characters 000205 identify the Ruikar Colony branch.
Yes. Unity Small finance Bank Limited Ruikar Colony Branch (IFSC: UNBA0000205) is fully enabled for NEFT, RTGS, IMPS, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UNBA0000205 → select NEFT/RTGS/IMPS → confirm with OTP.