Branch Details — UTKS0001257
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | Ballia Bihar |
| IFSC Code | UTKS0001257 |
| MICR Code | 851762102 |
| Bank Code (RBI) | UTKS |
| Branch Code | 001257 |
| Address | FIRST FLOOR,TAUZI NO -7796/4075,KHATA NO -1741,KHASRA NO -3825,WARD NO -15,PHOOL CHAUK,MAUZA-LAKHMINIA,THANA NO -627,PARAGANA -BALLIA,P S -BALLIA,DISTRICT - BEGUSARAI,STATE - BIHAR,PIN CODE -851211 |
| City | Begusarai |
| District | Begusarai |
| State | Bihar |
| Contact | +919102999466 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTKS0001257
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0001257.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0001257.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTKS0001257. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Ballia Bihar branch, Begusarai, Bihar.
The MICR code is 851762102. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: FIRST FLOOR,TAUZI NO -7796/4075,KHATA NO -1741,KHASRA NO -3825,WARD NO -15,PHOOL CHAUK,MAUZA-LAKHMINIA,THANA NO -627,PARAGANA -BALLIA,P S -BALLIA,DISTRICT - BEGUSARAI,STATE - BIHAR,PIN CODE -851211. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001257 identify the Ballia Bihar branch.
Yes. Utkarsh Small Finance Bank Ballia Bihar Branch (IFSC: UTKS0001257) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0001257 → select NEFT/RTGS/IMPS → confirm with OTP.