Branch Details — UTKS0001162
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | Sugauli |
| IFSC Code | UTKS0001162 |
| MICR Code | 845762003 |
| Bank Code (RBI) | UTKS |
| Branch Code | 001162 |
| Address | MAUZA-SUGAULI,P.S.SUGAULI,DISTRICT EAST CHAMPARAN,BIHAR,PIN CODE 845456,KHESARA NO-3172 |
| City | East Champaran |
| District | Sugauli |
| State | Bihar |
| Contact | +917033298686 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTKS0001162
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0001162.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0001162.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTKS0001162. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Sugauli branch, East Champaran, Bihar.
The MICR code is 845762003. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: MAUZA-SUGAULI,P.S.SUGAULI,DISTRICT EAST CHAMPARAN,BIHAR,PIN CODE 845456,KHESARA NO-3172. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001162 identify the Sugauli branch.
Yes. Utkarsh Small Finance Bank Sugauli Branch (IFSC: UTKS0001162) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0001162 → select NEFT/RTGS/IMPS → confirm with OTP.