Branch Details — UTKS0001115
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | Karawal Nagar |
| IFSC Code | UTKS0001115 |
| MICR Code | 110762006 |
| Bank Code (RBI) | UTKS |
| Branch Code | 001115 |
| Address | CARE OF VIMLA DEVI U BY 23 A 20 FOOTAD ROAD F4 LOK VIHAR SHLV VIHAR KARAWAL NAGAR NEW DELHI 110094 |
| City | Delhi |
| District | Delhi |
| State | Delhi |
| Contact | +919650085773 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTKS0001115
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0001115.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0001115.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTKS0001115. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Karawal Nagar branch, Delhi, Delhi.
The MICR code is 110762006. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: CARE OF VIMLA DEVI U BY 23 A 20 FOOTAD ROAD F4 LOK VIHAR SHLV VIHAR KARAWAL NAGAR NEW DELHI 110094. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001115 identify the Karawal Nagar branch.
Yes. Utkarsh Small Finance Bank Karawal Nagar Branch (IFSC: UTKS0001115) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0001115 → select NEFT/RTGS/IMPS → confirm with OTP.