Branch Details — UTKS0002153
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | Lawar Panru |
| IFSC Code | UTKS0002153 |
| MICR Code | 822762017 |
| Bank Code (RBI) | UTKS |
| Branch Code | 002153 |
| Address | UTKARSH SMALL FINANCE BANK LTD GROUND FLOOR PANDU TO CHHATARPUR ROAD NEW THANA ROAD DISTRICT PALAMU JHARKHAND 822132 |
| City | Palamu |
| District | Lawar Panru Jharkhand |
| State | Jharkhand |
| Contact | +916562 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTKS0002153
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0002153.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0002153.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTKS0002153. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Lawar Panru branch, Palamu, Jharkhand.
The MICR code is 822762017. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: UTKARSH SMALL FINANCE BANK LTD GROUND FLOOR PANDU TO CHHATARPUR ROAD NEW THANA ROAD DISTRICT PALAMU JHARKHAND 822132. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 002153 identify the Lawar Panru branch.
Yes. Utkarsh Small Finance Bank Lawar Panru Branch (IFSC: UTKS0002153) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0002153 → select NEFT/RTGS/IMPS → confirm with OTP.