Branch Details — UTKS0001295
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | Muramkalan - Ramgarh - Jh |
| IFSC Code | UTKS0001295 |
| MICR Code | Not allotted |
| Bank Code (RBI) | UTKS |
| Branch Code | 001295 |
| Address | C/O-MR.SITA RAM SAHU,S/O - LATE MR.DHANESHWAR SAHU,PATRATU BASTI,NEAR DURGAMANDIR BEHIND BLOCK,RAMGARH(JHARKHAND),PIN-829122 |
| City | Ramgarh |
| District | Muramkalan - Ramgarh - Jh |
| State | Jharkhand |
| Contact | +917070894534 |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTKS0001295
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0001295.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0001295.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTKS0001295. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Muramkalan - Ramgarh - Jh branch, Ramgarh, Jharkhand.
This branch has not been allotted an MICR code in RBI records.
Address: C/O-MR.SITA RAM SAHU,S/O - LATE MR.DHANESHWAR SAHU,PATRATU BASTI,NEAR DURGAMANDIR BEHIND BLOCK,RAMGARH(JHARKHAND),PIN-829122. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001295 identify the Muramkalan - Ramgarh - Jh branch.
Yes. Utkarsh Small Finance Bank Muramkalan - Ramgarh - Jh Branch (IFSC: UTKS0001295) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0001295 → select NEFT/RTGS/IMPS → confirm with OTP.