Branch Details — UTKS0001595
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | JP Nagar Bengaluru |
| IFSC Code | UTKS0001595 |
| MICR Code | 560762002 |
| Bank Code (RBI) | UTKS |
| Branch Code | 001595 |
| Address | UTKARSH SMALL FINANCE BANK SHOP NO.GROUND FLOOR-1105 ARCHANA ARCADE 24TH MAIN 1ST PHASE J.P.NAGARBENGALURU KARNATAKA PIN-560078 |
| City | Bengaluru Urban |
| District | Bengaluru |
| State | Karnataka |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTKS0001595
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0001595.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0001595.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTKS0001595. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank JP Nagar Bengaluru branch, Bengaluru Urban, Karnataka.
The MICR code is 560762002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: UTKARSH SMALL FINANCE BANK SHOP NO.GROUND FLOOR-1105 ARCHANA ARCADE 24TH MAIN 1ST PHASE J.P.NAGARBENGALURU KARNATAKA PIN-560078. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001595 identify the JP Nagar Bengaluru branch.
Yes. Utkarsh Small Finance Bank JP Nagar Bengaluru Branch (IFSC: UTKS0001595) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0001595 → select NEFT/RTGS/IMPS → confirm with OTP.