Branch Details — UTKS0001739

Bank NameUtkarsh Small Finance Bank
Branch NamePalakkad Kerala
IFSC CodeUTKS0001739
MICR Code678762002
Bank Code (RBI)UTKS
Branch Code001739
AddressGRD FLR ETERNAL ARCADE DOOR NO.18/371-5 SURVEY NO.2204/2 AND 03-04 ARES IN SURVEY NO.2205 / IN PALAKKAD-3 VILLAGE THAREKKAD KOPPAM JUNCTION PALAKKAD KERALA PINCODE-678001
CityPalakkad
DistrictPalakkad Kerala
StateKerala
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using UTKS0001739

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0001739.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0001739.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is UTKS0001739. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Palakkad Kerala branch, Palakkad, Kerala.
The MICR code is 678762002. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: GRD FLR ETERNAL ARCADE DOOR NO.18/371-5 SURVEY NO.2204/2 AND 03-04 ARES IN SURVEY NO.2205 / IN PALAKKAD-3 VILLAGE THAREKKAD KOPPAM JUNCTION PALAKKAD KERALA PINCODE-678001. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001739 identify the Palakkad Kerala branch.
Yes. Utkarsh Small Finance Bank Palakkad Kerala Branch (IFSC: UTKS0001739) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0001739 → select NEFT/RTGS/IMPS → confirm with OTP.

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