Branch Details — UTKS0001586
| Bank Name | Utkarsh Small Finance Bank |
| Branch Name | Indore Phooti Kothi Road |
| IFSC Code | UTKS0001586 |
| MICR Code | 452762003 |
| Bank Code (RBI) | UTKS |
| Branch Code | 001586 |
| Address | UTKARSH SMALL FINANCE BANK 997 SUDAMA NAGAR PHOOTI KOTHI SQUARE INDORE MP 452009 |
| City | Indore |
| District | Indore Phooti Kothi Road |
| State | Madhya Pradesh |
| NEFT | ✓ Enabled — 24×7 |
| RTGS | ✓ Enabled — 24×7 |
| IMPS | ✓ Enabled — 24×7 |
| UPI | ✓ Enabled |
Transfer Methods Using UTKS0001586
NEFT
Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0001586.
RTGS
Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0001586.
IMPS
Instant 24×7, 365 days. Up to ₹5 lakh per transaction.
Frequently Asked Questions
The IFSC code is UTKS0001586. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Indore Phooti Kothi Road branch, Indore, Madhya Pradesh.
The MICR code is 452762003. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: UTKARSH SMALL FINANCE BANK 997 SUDAMA NAGAR PHOOTI KOTHI SQUARE INDORE MP 452009. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001586 identify the Indore Phooti Kothi Road branch.
Yes. Utkarsh Small Finance Bank Indore Phooti Kothi Road Branch (IFSC: UTKS0001586) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0001586 → select NEFT/RTGS/IMPS → confirm with OTP.