Branch Details — UTKS0001603

Bank NameUtkarsh Small Finance Bank
Branch NameKharghar
IFSC CodeUTKS0001603
MICR Code400762010
Bank Code (RBI)UTKS
Branch Code001603
AddressTSMLLFINNCEBNOPNO20HIOMHEITGEPLOTNO8EC21KGNVIMUMBI-410210
CityNavi Mumbai
DistrictKharghar
StateMaharashtra
NEFT✓ Enabled — 24×7
RTGS✓ Enabled — 24×7
IMPS✓ Enabled — 24×7
UPI✓ Enabled

Transfer Methods Using UTKS0001603

NEFT

Available 24×7 including holidays. Settled in 30-minute batches. No minimum. Use IFSC UTKS0001603.

RTGS

Available 24×7. Minimum ₹2 lakh. Real-time gross settlement. Use IFSC UTKS0001603.

IMPS

Instant 24×7, 365 days. Up to ₹5 lakh per transaction.

Frequently Asked Questions

The IFSC code is UTKS0001603. This 11-character RBI-assigned code is required for NEFT, RTGS and IMPS transfers to accounts at Utkarsh Small Finance Bank Kharghar branch, Navi Mumbai, Maharashtra.
The MICR code is 400762010. It is a 9-digit code printed at the bottom of cheques, used only for cheque clearing.
Address: TSMLLFINNCEBNOPNO20HIOMHEITGEPLOTNO8EC21KGNVIMUMBI-410210. Branch timings: Monday–Friday 9:30 AM – 3:30 PM, Saturday 9:30 AM – 1:30 PM (closed 2nd/4th Saturdays).
UTKS identifies Utkarsh Small Finance Bank. The 5th character 0 is reserved by RBI. The last 6 characters 001603 identify the Kharghar branch.
Yes. Utkarsh Small Finance Bank Kharghar Branch (IFSC: UTKS0001603) is fully enabled for NEFT, RTGS, IMPS, UPI, available 24×7 including weekends and holidays.
Log in to your bank's net banking or mobile app → Fund Transfer → Add Beneficiary → enter account number and IFSC UTKS0001603 → select NEFT/RTGS/IMPS → confirm with OTP.

Other Utkarsh Small Finance Bank Branches in Navi Mumbai